13:13
13:13
Hello Daniel,
Your total balance
€34,211.50
+4.1% (€1,436.76)
1H
Fiat
€15,300.00
+2.6% · €214
Account€6,390
Stocks€8,420
Crypto
€16,230.50
+7.1% · €305
Wallet€8,390
Trade€7,840
Cards3 Cards
€2,631
Avg. spend €94 · 7d
Kai pulse | Since Thursday
    Ask Kai
    Upcoming
    Pending
    Bank transfer
    Expected today
    €200.00
    In transit
    Bitcoin
    0.0142 BTC
    €1,284.10
    +3.2%
    D
    Hello Daniel,
    Your total balance
    €34,211.00
    +1.5% (€519.00)
    FiatStocksCrypto
    1H
    7D
    30D
    All
    €Fiat
    €15,350.00
    +1.4% · €214
    Accounts€6,930 Stocks€8,420
    ◇Crypto
    €16,230.00
    +1.9% · €305
    Wallet€8,390 Trade€7,840
    Cards3 Cards
    €2,631
    Avg spend €94 · 7D
    Kai pulse
    Since Thursday
    Your balance is up €62 — mostly Bitcoin and your Store of Value basket.
    Your €200 bank transfer hasn't arrived yet.
    A payment of €1,150 went out of your Euro account on Tuesday.
    Maria requested €40 — still waiting on you.
    Have a look
    Offers for you
    %
    Zero fees on fiat → crypto
    Today
    Convert with no Kai fee until midnight
    ★
    €10 for you, €10 for them
    When a friend joins and adds money
    Invite
    ●
    1% back on card spend
    On groceries and transport this month
    See rules
    Your assets
    Today
    1W
    1M
    Ready to act
    ₮
    €1,550 in Spot
    Sitting idle · ready to trade
    ▣
    €340 in Basket
    Enough for a new basket
    €
    €2,350 in Stock cash
    Not invested yet
    Favorites
    Market highlights
    Crypto
    Bitcoin holds above $75k as ETF inflows continue
    2h ago
    Crypto
    Ethereum network fees at a six-month low
    5h ago
    Fiat
    ECB holds rates at 2.75% — euro steady
    1h ago
    Stocks
    Apple beats on services revenue, shares up 1.1%
    4h ago
    Market
    ₿
    BTC
    Bitcoin
    +0.42%
    High
    $76,367
    Low
    $74,889
    Ξ
    ETH
    Ethereum
    +1.15%
    High
    $5,284
    Low
    $5,102
    Customize home
    Cards
    +
    K
    Kai Virtual
    •••• 4912 · Primary
    €600
    V
    Visa Debit
    •••• 3825 · Physical
    €1,431
    M
    Mastercard
    •••• 5253 · Virtual
    €600
    Limits
    Freeze
    Top up
    Cards
    KAI VIRTUAL
    Kai Insights

    Card spending in March was lowest in 6 months. Food delivery -€38 vs Feb. JIT agent off — enable to prevent declines.

    This month avg/day€13.45
    Card balance€600
    Fiat
    €15,350
    Fiat balance
    +1.4% (€214.00)
    Deposit
    Withdraw
    Move
    Fiat accounts
    €
    Euro
    SEPA Instant
    €5,600
    €5,350 avail.
    $
    USD
    ACH
    $800
    ≈ €740
    £
    GBP
    Faster Payments
    £0
    No balance
    ↗
    Stocks & ETFs
    5 holdings
    €2,000
    +3.6%
    Hold crypto instead? Crypto €16,230 →
    Fiat €15,350.00
    Accounts
    Stocks
    Explore
    Total account balance
    €6,930.00
    +€214 (+3.2%) this month
    Fiat Accounts + New Account
    €
    Euro
    SEPA Instant
    €5,600
    €5,350 avail.
    $
    USD
    ACH
    $800
    ≈ €740
    £
    GBP
    Faster Payments
    £0
    No balance
    ✿
    Agent
    Kai budget
    €250
    €200 daily limit
    Stocks & ETFs
    5 Holdings
    €2,000
    +3.6%
    Transactions
    Requests
    Salary — Thetaray
    3 Jun · Euro account
    +€4,700
    €5,600
    Studio Brood
    5 Jun · Euro account
    −€850
    €900
    Bought VOO
    4 Jun · Stock cash
    −€1,200
    €2,350
    Apple Pay top-up
    2 Jun · Euro account
    +€150
    €5,750
    See all transactions
    €
    Euro Account
    €Euro
    €5,600
    $USD
    $800
    £GBP
    £0
    Crypto accounts
    ₮USDT
    €1,104
    ₿BTC
    €2,448
    ΞETH
    €4,696
    $USDC
    €755
    Stocks & ETFs
    AAAPL
    €1,027.68
    TTSLA
    €1,182.50
    VVOO
    €5,180.00
    NNVDA
    €972.80
    Current Euro account balance
    €5,600.50
    Avail. €5,350Pending −€250
    FebMarAprMayTodayJulyAug
    Account details · NL29 NEVO …4300
    View
    Available
    €5,350
    Pending
    −€250
    Deposit
    Withdraw
    Move
    Add an account
    Transactions
    Requests
    Salary — Thetaray
    3 Jun
    +€4,700
    €5,600
    Studio Brood
    5 Jun
    −€850
    €900
    Rent — Jun
    8 Jun
    −€1,200
    €1,750
    Deliveroo
    14 Jun
    −€32
    €2,950
    Maria S.
    18 Jun
    −€50
    €2,982
    Add money to
    Pick where it lands
    Where should it land?
    New wallet
    Separate addresses, separate balances — same account.
    Nickname
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    Or start from one of these
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    What should it do?
    Account details
    For local and international transfers
    Beneficiary
    Daniel Müller
    IBAN
    NL29 NEVO 0417 1643 00
    BIC / SWIFT
    KAIBNL2A
    Bank
    Kai Bank N.V.
    Amsterdam, Netherlands
    Correspondent
    ABN AMRO Bank N.V.
    BIC: ABNANL2A

    Share these details to receive salary, transfers, and payments.

    Local transfers can be instant or take up to 2 working days depending on the sender's bank.

    International transfers usually take 1–2 working days. You may be charged by the intermediary or sender's bank.

    Share account details
    Crypto
    €16,230
    Crypto balance
    +1.9% (€305.00)
    Wallets12 assets
    €3,100
    TradeSpot
    €1,500
    Deposit
    Withdraw
    Move
    Crypto accounts
    ₿
    Bitcoin
    0.0326 BTC
    €2,448
    +12.4%
    Ξ
    Ethereum
    1.82 ETH
    €4,696
    −0.8%
    ₮
    Tether
    1,104 USDT
    €1,104
    Stable
    Back to cash? Fiat €15,350 →
    Crypto €16,230.00 +€3,330 · +25.8%
    Total
    Wallet
    Spot
    Basket
    Explore
    Total
    Wallet
    Spot
    Basket
    Total portfolio — combined value of your Wallet, Spot and Basket balances
    EUR
    Total balance
    €16,230 .00
    ≈ 17,691 USDT
    +€63 (+2.8%) this week
    Chart
    Money in €12,900 Growth €3,330
    1H
    7D
    30D
    All
    USDT
    42%
    BTC
    34%
    ETH
    24%
    Crypto portfolio
    Main wallet
    €8,390
    10 assets
    Family wallet
    €3,240
    5 assets
    Spot account
    €6,619
    3 assets
    Top-up
    Trade
    Spot · long-term
    €2,180
    2 assets
    Top-up
    Trade
    Basket account
    €1,820
    3 assets
    Top-up
    Buy
    Add a wallet or account
    ‹
    ₿ BTC Account
    Market
    €75,159.20
    24h · BTC/EUR +0.91%
    My position
    Wallet 48%Spot 26%Basket 26%
    Wallet
    Self-custody
    €2,448
    +12.4%
    Spot
    Available to trade
    €1,800
    —
    ₿
    BTC Account
    Market
    $75,159
    24h · BTC/USD +0.01%
    24h High €75,550
    24h Low €75,521
    €75,550€75,550€75,550
    1718192021222324 Jun
    1H
    7D
    30D
    All
    My Position
    P&L+12.4%
    Wallet
    48%
    Spot
    26%
    Basket
    26%
    Wallet
    P&L+0.0%
    220 BTC
    €220
    Spot
    P&L+0.0%
    Top-up
    Trade
    1,800 BTC
    €1,800
    Transactions
    Orders
    Requests
    BTC/USDT · Market Buy
    19 Apr
    −€165
    EUR → USDT
    19 Apr
    +€310
    On-chain deposit
    5 Apr
    +€1,200
    ETH/USDT · Market Buy
    24 Mar
    +€310
    BTC/USDT · Limit Sell
    24 Mar
    +€450
    USDT Withdrawal
    10 Mar
    −€500
    DAI/USDT · Market Buy
    10 Mar
    +€750
    See all →
    Move
    Convert, transfer or invest across any account
    From
    €
    Euro
    €5,350 avail.
    To
    ₿
    Bitcoin
    0.0326 BTC
    Amount
    Euro → Bitcoin · rate €75,159
    €0
    ≈ 0.00000 BTC
    1
    2
    3
    4
    5
    6
    7
    8
    9
    .
    0
    ⌫
    Review
    FromEuro account
    ToBitcoin wallet
    Amount€0
    You receive0.00000 BTC
    FeeFree

    Kai — motion

    Transitions are derived from the relationship between two screens, never chosen by hand. Tap around and watch the log.

    Playback

    ⚡ User data

    +4.1%
    15%
    25%
    60% (auto)

    Jump — watch which type fires

    lateral — peers. 18% travel, one surface shifting.
    drill — parent recedes, child arrives in depth.
    flow — fiat ↔ crypto. Light sweeps in the destination's currency colour, the balance carries across and re-rolls.
    sheet — container lands first, content fills 300ms later.
    replace — step to step. Deliberately small; it repeats.